Securities and advisory services are offered through Cetera Advisor Networks LLC, (doing insurance business in CA as CFGAN Insurance Agency LLC)
member FINRA, SIPC, a broker-dealer and registered investment adviser. Thomas S Metcalf is an Investment Advisor Representative, and Kristy Smith is a Non-Registered Associate of Cetera Advisor Networks LLC. Cetera is under separate ownership from any other named entity.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice.

Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Advisor Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Advisor Representative who can offer both types of services.
This site is published for residents of the United States only. Registered representatives of Cetera Advisor Networks, LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every representative listed. For additional information, please contact representatives listed on this site or visit the Cetera Advisor Networks site at www.ceteraadvisornetworks.com


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